Shocking Secret Costs Of Home Buying

You might have quite a romantic notion of buying your first home. To be honest, it is a beautiful concept. You’re buying a little plot of land and a home that is yours and that you own. But you shouldn’t let that idea hide the very real costs that you’re going to face when you start to think about buying a property. There are a lot of hidden costs that you need to be prepared for otherwise, they can come back to bite you in a few years. Here’s an example of one of those nasty costs, the removal team. We know what you’re thinking. A removal team can’t be that expensive, can they? Be careful with this assumption though because different companies charge different prices. As well as this, prices will fluctuate depending on when you’re moving and where you’re moving too. If you’re traveling to a new home halfway across the country, removal costs are going to be a large chunk of the bill.

Home, At Home, Luck, Feel At Ease

[Photo courtesy of Alexas_Fotos/pixabay.com]

The best way to handle this is by looking at different companies online and finding the cheapest possibility. But you also want to check out reviews to make sure that the company you choose isn’t going to deliver a shoddy service. Here are a few other hidden costs that you need to think about.

Legal Fees

Lawyers are notorious for charging heavy costs for their services, and we often forget that buying a home is a legal transaction. It’s such a massive purchase that you need legal representation to make sure that everything is above board. That’s not even the only professional you’ll need to hire either. You will also need to think about getting an inspector as well as a surveyor, and the list just keeps growing. When you buy a home, you may need to hire as many as three different professionals to ensure that your purchase happens without a hitch.

Interest

Don’t forget that when you buy a home, you will almost always be taking out a loan to pay for it or a mortgage. A mortgage that, unfortunately, is like any other loan. What this means is that you can start paying back the cost of your home at a reasonable amount. But eventually, after a few years, you could end up paying a lot more than what your home was originally worth. That’s why you need to calculate mortgage payment before you actually buy a home. This will ensure that you know exactly what you’re getting into and can avoid the nasty situation of repayments becoming unmanageable.

Home

[Photo courtesy of George Hodan/publicdomainpictures.net]

Bills, Bills, Bills,

Last but not least, it’s worth thinking about home bills. They are probably going to be considerably larger than you’re used to and could be a shock to your finances. Luckily, there are ways to reduce this cost. You just need to think about going greener, conserving energy as much as you possibly can.

Good luck with these costs when buying a home. If you take this advice, you’ll be able to avoid the surprise and plan your finances accordingly.

[ Tagged In ] , , , , , ,

Throwing Shade: Go Low-Tech But Stay Cool

If you know all too well how unbearable it can be once summer hits you’ll already be looking at ways to keep your bills down and your air supply up! Depending on where you live, temperatures can quickly reach 90 Degrees Fahrenheit and it’s much harder to concentrate, sleep and eat when the sun’s at its zenith. One of the best ways to keep cool during the summer months is to stay hydrated. You should also always make sure you carry sunglasses, as even on cloudy days the sun can be powerful, and our eyes are incredibly sensitive.

It may also be worth keeping your curtains open at night, that way the cold air will alleviate the stuffiness in your house once the sun’s gone down. Try to get as much fresh air blowing through your home as possible by opening windows, doors, using fans to circulate and blasting the AC for a few hours so the filters to trap any dirt and debris that may be floating around. You may also have noticed a greater abundance of insects appearing, summer is often where you see the most wasps, bees, flies and beetles. Take precautions by putting up fly screens even if you don’t live in a rural area and check food is never allowed to sit out in the heat, not only will this spoil the flavor and texture but it could make you quite ill. While bees and wasps may look pretty buzzing around your flowerbeds, they have a nasty sting so always know where your tweezers, antiseptic insect bite cream and plasters are!

Brown Woven Umbrella

[Photo courtesy of nastya/pexels.com]

Take Cover

Parasols are great but if you want to make a real difference to the temperature in your home why not buy yourself an awning? The Department of Energy has stated awnings, or shaded covers can reduce heat by 30% simply because the sun rises and the linen cover takes the brunt of the heat while rays bounce off. While awnings aren’t as fashionable as they used to be; they do add a certain charm to your property as well as allowing you to sit outside comfortably. Before buying an awning always check to see if your property is suitable, maintain both the mechanism and fabric to stop cracks or holes appearing and never let children pull or raise awnings themselves as they could get their fingers trapped. Avoid any accidents by using an awning pole, a device similar to a loft pole which attaches to the hook on the underside and lets you pull down the striped sail from a safe distance.

Vacant Swing Near Grey and Green Tree

[Photo courtesy of Unsplash/pexels.com]

Get Planting!

If you’re very lucky, you’ll live somewhere with lots of trees which isn’t just good for your health because trees take in carbon dioxide and breathe out oxygen, but they also act as a natural barrier and so quite often the temperature in the shade is at least ten degrees cooler than out in the open! However, lots of us believe that as long as there are trees somewhere nearby, we’ll automatically stay much cooler! Sadly, that’s not always the case as depending on where those trees are placed, that’ll decide how much shade you get. If you have no trees close to the house, it may be worth thinking about planting some young saplings now. Choose trees that grow quite quickly like poplars, maples, birches, and willows as well as those that are famed for their leafy, green appearance, so they’ll give you plenty of shade.

To save a significant amount of energy, or at least figure that’ll be noticeable on your next bill plant trees on the south and west-facing sides of your property. Everyone knows that south facing gardens tend to get the most sun, so by creating a tree line there you’ll reduce the heat dramatically. Remember, trees are a natural way to cool down your entire home as well as encouraging wildlife into the neighborhood. When planting always check the property boundaries before you start digging and as long as you don’t cross over onto your neighbor’s land you’re fine.

However, we do suggest being courteous as not only do you not want to start a turf war but it means if you block their beautiful view now they could do the same thing to you later on.

bed, bedroom, chair

[Photo courtesy of Pixabay/pexels.com]

Have A Ceiling Fan

It may seem a bit old-fashioned, almost colonial, but high ceiling fans do a fantastic job of keeping the air moving while cooling down rooms you spend the most time in. In fact, the more people you put somewhere small the hotter the overall room temperature gets. This is because we each have our own perfect temperature! Some people feel much colder than others but in a big group heat becomes the dominant force and as it rises things then get fairly uncomfortable quite quickly as people begin to sweat.

Ceiling fans aren’t as ugly as they used to be and now come in a variety of shapes and sizes they’re also quieter than you’d expect. Remember, these fans are designed to keep you from melting so if you’re going out turn the fan off! If you really need your AC on, and let’s face it in mid-summer plenty of us see it as a lifesaver try to look for one that’s as silent as possible. There are also some great quiet ac units out there that won’t make you feel like you’re standing in the middle of an airfield instead of your living room every time you turn on the remote control!

art, brush, color

[Photo courtesy of Tookapic/pexels.com]

White Out!

Do you recall your eighth-grade science lessons and how your teacher told you how snow reflects the heat instead of absorbing it due to it’s lighter color? The same principal applies to our roofs so if you want to lower the temperature below you should mix it up above! It’s often why you’ll find buildings and roofs painted white or yellow in hotter countries so that the encroaching heat doesn’t seep inside. Believe it or not, a report by Climate Change Research suggested that if all buildings and roads in the US were painted white the energy saved could run into millIons of dollars.

[ Tagged In ] , , , , , , , , , , ,

DIY Home Improvement Tips: Good Habits In Your Habitat!

Everyone you know is doing their best to be friendlier to the environment, which is great. It’s about time that we started initiatives to make this planet a lot better. The great thing about promoting ways to improve our planet is that it starts from us, at home. Not only does that place the onus back on us to make the environment better instead of relying on councils, but it also helps to make our bills cheaper, which is an excellent by-product of looking after your home. In fact, there are some really simple things you can do to benefit the environment that doesn’t involve going to the recycling plant every few days, let alone get out of your bed! Okay, that’s not necessarily true, but you don’t need to leave the house!

Electricity is a big one that we all need to cut back on. The amount of energy that we waste in leaving appliances on is a big cause of our collective carbon footprint, not to mention wasted money. We use lights every day, so instead of the normal light bulbs, use a Compact Fluorescent one. It can save you up to 66% on your energy bills. Another few hints to cut back on your electricity bill includes not looking in the fridge! It sounds crazy, but by looking around the fridge to decide on your meal for the evening can cost you between $12 and $24 a year, and if you use colder water in your washing machine or set it to a lower temperature, this will save 40% less energy on your output. Also, it’s very simple, just unplug your appliances at night, and although you need to charge your phone, put it on airplane mode.

Scenic View of Landscape Against Cloudy Sky

[Photo courtesy of Pixabay/pexels.com]

Going around the home itself, there are many home comforts that we can either cut corners on or just make little tweaks to improve our environment overall. For example, by adding more houseplants, we are increasing the amount of oxygen around the home, and by getting into the habit of planting in your garden, this is a good way to increase oxygen everywhere. Another one to get on board with is adding solar panels to your roof. There are many homes that have gone for this in a bid to cut back on unnecessary expenditure, and by going solar, you are placing less reliance on fossil fuels for energy and utilizing one of the greatest sources of energy in the universe, the sun! In fact, you can save 10% on your heating bill just by opening the blinds to let the sunlight in!

Chemicals are another source of problems for our environment, and they turn up everywhere, from our cleaning products to our hand creams! Instead of buying expensive cleaning sprays that can give you allergies, buy some bicarbonate of soda and vinegar or apple cider vinegar to apply to mold and dirt walls and surfaces. The acidity of the vinegar will clean it right up and the soda will give you a shiny finish on taps and silverware!  

[ Tagged In ] , , , , , , ,

Home Improvement: Bringing Comfort Into Your Life

Comfort is one of the most underrated aspects to life. We don’t take enough time out of our hectic family or work schedules to settle down and enjoy the small things. We don’t often even look for comfort, do we?

The thing is – we shouldn’t have to. Some much of our lives are spent at a desk or at work and this means that our homes should be automatically comfy. It doesn’t just take a good couch or amazing bed sheets – it’s a state of mind for our homes. It’s not just about putting down a potted plant and saying job done.

Home, Life, Sofa, Couch, Comfortable, Relaxation, Male

[Photo courtesy of Wokandapix/pixabay.com]

It’s not amazingly easy to add comfort to your life, but it is a simple path. To start off, keep a tidy home with regimented cleaning sessions. This could be daily sweeping and polishing followed by a deeper weekly clean and dusting. The state of your house will reflect on your state of mind and dust, dirt and hair will build up to frustrate you. Keep the house clean in the first instance to feel at home in your home!

Windows and natural light is a good way to feel comfortable in the home. Adding double glazed windows to protect your bubble from external sounds like traffic and road works. Your home shouldn’t be easily infiltrated by external noise. Windows also serve an obvious purpose to let big light into your rooms which makes them seem a lot less dull. If there are issues, natural light could be one of the answers.

[Photo courtesy of Victor Grigas/wikipedia.org]

Natural light is great, but it’s only around for a portion of the day. This means that we have to provide our own methods of lighting for later sections of each day. Move away from fluorescent lighting and opt for bulbs with warm glows that work to soothe instead of cause headaches.

To be comfortable, you’ve also got to think about the temperature. Central heating is great for the winter, but fans and open windows work best in the summer if you can’t get your hands on air conditioning. Think about the floors as well. Hardwood floors are cozy, but they aren’t comfy – and when it gets cold they will bite at your naked feet! Get some nice rugs to ensure that there are patches of floor based warmth in your home.

Of course, you also need the right seating to be super comfortable and what better than an armchair to take away your blues? Of course there are plenty of other options like foam bags from SackDaddy.com! Simply go with the flow and grab the items that make you feel comfortable.

A final thought on comfort – add yourself to your home. It is yours, after all. Allow your style to reflect yourself through DIY projects and personalization. Put up photos, painting and pictures and allow your talents to shine through. Your home is your space, so let it be just that with a bit of a personal touch. Or you could just add a plant!

[ Tagged In ] , , , , ,

error: Content is protected !!